Let’s be real: picking the right homeowners insurance can feel overwhelming. You’re not just buying a piece of paper—you’re buying peace of mind. Whether it’s protecting your family home, a summer retreat, or a high-value property, the fear of overpaying or missing out on the right coverage keeps a lot of folks up at night….
1. What is private flood insurance? Private flood insurance is an alternative to the National Flood Insurance Program (NFIP), offering higher coverage limits, lower premiums, and additional benefits such as replacement cost coverage, basement protection, and temporary living expenses. Private insurers assess risk differently, often resulting in more affordable and comprehensive coverage options. 2. Why…
Last Updated on January 10, 2025 by admin Temporarily Closed Holiday Letting Properties – Updated 17th March 2021 We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering accommodation providers and the wider hospitality and tourism industry. With much of the UK…
Last Updated on January 10, 2025 by admin In response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19 Holiday Let Cleaning Guidance protocols were recently updated (July 2021) and will be kept under…
Last Updated on January 10, 2025 by admin National Lockdown – Stay At Home On the 4th January 2021 the Government announced a third lockdown in England to control the rapid increase of coronavirus cases. The devolved administrations in Scotland, Wales and Northern Ireland are all taking their own similar measures. For full details of…
Last Updated on January 10, 2025 by admin There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused a number of our holiday home and cottage complex owners to make further enquiries with…
Last Updated on January 10, 2025 by admin Boshers has donated its £3,750 grant from Ecclesiastical Insurance to The 2 Minute Foundation. The funding will help achieve their aims to see a world without plastic litter and pollution and to inspire people to change the way they interact with outdoor spaces. Data is power The…
Last Updated on January 10, 2025 by admin Genuine small holiday letting businesses in England to be protected by closure of second home tax loophole Owners of second homes in England who abuse a tax loophole by claiming their often-empty properties are holiday lets will be forced to pay under tough new measures. The new…
Last Updated on January 10, 2025 by admin A review into the effect of short-term holiday lets aims at improving the holiday letting market for those living in popular tourism destinations. Call for evidence aims to understand impact of increase in short-term holiday lets in England An open call for evidence aims to understand the…
Last Updated on January 10, 2025 by admin Full length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means that all owners that let their property to guests, even for a single night, will…